West-Aircomm Federal Credit Union

TWO GREAT HOME EQUITY LOAN SPECIALS FOR 2012

Payoff Your First Mortgage With a 10-Year
Fixed Rate Home Equity Refinance Loan at
3.45% APR
You can refinance your first mortgage with a super low 3.45% APR Home Equity Refinance Loan! This incrediblly low rate of 3.45% APR is fixed for up to a ten year term. You can borrow up to 85% loan-to-value or less and no minimum loan amount is required! We do require a WAC first lien position after paying off your mortgage. Here's some of the advantages:

       1. Save thouands of dollars on your mortgage by paying it off faster
       2. Low closing costs compared to conventional mortgage
       3. No escrow
       4. No application fee
       5. No prepayment penalty
Apply today! Simply click on the house for an application. You can also contact our loan department at 724-775-9630 or by e-mailing homeloan@westaircomm.com

Annual precentage rate (APR) is accurate as of 1/1/12 and could change without notice. The monthly payment is $9.89 per $1,000 borrowed. Owner occupied home required. Property insurance required. Title insurance and appraisal may be required. Other rates and terms available. Subject to WAC's underwriting standards.

HELOC LOAN AT 0.99% APR
If a Home Equity Line of Credit loan works for you West-Aircomm has the HELOC loan of the century! You can lock in a low 0.99% APR for one year with no closing costs on credit lines up to $100,000. In addition there are no annual or application fees. Apply for this great loan simply by clicking on the house above or contacting our loan department at 724-775-9630 or by e-mailing homeloan@westaircomm.com.

The annual percentage rate could change without notice. After one year the APR is based on the prime rate with a floor of 5.00% Property insurance required. Title insurance for lines over $100,000 and appraisal may be required. Subject to WAC's underwriting standards.

Holiday Loan Special - Continuing through
the first quarter of 2012
$2,500 Loan - 18 Month Term
LOW Fixed Rate - 2.99% APR

West-Aircomm, unlike many banks that are beholden to stockholders, is in business to benefit our members/owners. What a better way to show this then by offering our members a GREAT Holiday Loan Special! This loan special is for $2,500 at a below market fixed interest rate of 2.99% APR*! This monthly payment is an affordable $142.21 for 18 months.
If you are looking for a low cost unsecured loan for any worthwhile reason, this could be the loan for you! Click the bells for an application. If you have any questions please contact our loan department at
724-775-9630 or loansvisa@westaircomm.com
*APR = Annual Percentage Rate. There are additional interest rates and terms available for applicants that don't qualify for this loan special. All loans are subject to WAC's underwriting standards.