Loan Rates
Effective March 25, 2024
Type |
Term |
APR* |
Payment** |
|---|---|---|---|
| Personal Loan Special*** | 18 months | 8.99% | $59.60 |
| Signature Loan | 36 months | 10.50% | $32.50 |
| 48 months | 10.99% | $25.84 | |
| 60 months | 11.99% | $22.24 | |
| Savings/Certificate Secured Loan**** | 60 months | WSJ Prime – 1% | |
| ****Additional terms available up to 10 years. +0.25% for each additional year over 5. | |||
| Home Equity Line of Credit | 12 months | 2.99% | – |
| Home Equity | 60 months |
6.49% |
$19.57 |
| 120 months | 7.25% | $11.75 | |
| 180 months | 7.99% | $9.56 | |
| New Vehicle (2023-2024) less than 20,000 miles | 60 months | 7.99% | $20.28 |
| 72 months | 8.25% | $17.66 | |
| Used Vehicle (2014-2022) | 36 months | 8.25% | $31.46 |
| 60 months | 8.75% | $20.65 | |
| Used Vehicle (older than 2014) | 60 months | 9.00% | $20.77 |
| New Recreational Vehicle (2020-2024) | 60 months | 7.49% | $20.04 |
| 84 months | 7.75% | $17.42 | |
| 120 months | 8.00% | $12.14 | |
| Used Recreational Vehicle | 60 months | 8.49% | $20.51 |
| 84 months | 8.75% | $15.97 | |
| New Boats (2020-2024) | 60 months | 7.49% | $20.04 |
| 84 months | 7.75% | $15.42 | |
| Motorcycle (2023-2024) | 60 months | 7.75% | $20.16 |
| 72 months | 8.00% | $17.54 | |
| Used Motorcycle (older than 2022) | 60 months | 8.49% | $20.51 |
| West-Aircomm Platinum Visa® Card | 9.50% | ||
| West-Aircomm Classic Visa® Card | 12.90%-18% | ||
*APR=Annual Percentage Rate
*After 12 billing cycles, the APR is based on the prime rate with a floor of 3.99%.
*Rates include a .25% discount when set up on auto-pay (not available for HELOC, Fresh Start, Share Secured and promotional loans as a discount is included in rate).
*Rates advertised “as low as” and may change due to credit score and additional charges.
*Consult your tax advisor for interest deductibility. Annual percentage rate (APR) is accurate as of 10/26/2022 and could change without notice. Property insurance required. Title insurance and appraisal may be required. Up to 90% LTV. Other rates and terms available. Subject to WAC’s underwriting standards. No closing costs on loans over $75,000. Discounted closing costs on loans less than $75,000. The monthly payment for 15 years is $8.44 per $1,000 borrowed with a fixed rate of 5.99%. First Position Lien Only. As low as 5.99% for any term up to 15 years.
*After 12 billing cycles, the APR is based on the prime rate with a floor of 3.99%.
*Rates include a .25% discount when set up on auto-pay (not available for HELOC, Fresh Start, Share Secured and promotional loans as a discount is included in rate).
*Rates advertised “as low as” and may change due to credit score and additional charges.
*Consult your tax advisor for interest deductibility. Annual percentage rate (APR) is accurate as of 10/26/2022 and could change without notice. Property insurance required. Title insurance and appraisal may be required. Up to 90% LTV. Other rates and terms available. Subject to WAC’s underwriting standards. No closing costs on loans over $75,000. Discounted closing costs on loans less than $75,000. The monthly payment for 15 years is $8.44 per $1,000 borrowed with a fixed rate of 5.99%. First Position Lien Only. As low as 5.99% for any term up to 15 years.
**Per $1,000 ***APR=Annual Percentage Rate as low as 8.99%. The term is 18 months and for up to $10,000. The APR advertised is “as low as” and may change due to credit score and additional charges.
