Individual loans to meet the needs of individual borrowers.

West-Aircomm offers several different loans to help consumers reach their goals and borrow smart. Find out which loan might be right for you.

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Oh my, I have been coming here forever, and wouldn’t go anywhere else. When I call for anything, everyone is nice to me. The loan department has helped me through a few hard times and I have always been very, very grateful for their kindness and concern. Corinne always makes time for me when I come in for anything.

Personal Loans

Sometimes in life you need a quick way to get cash for an unexpected expense or an unanticipated opportunity. You might think that a loan isn’t an option available to you if you have no collateral or poor credit. We think otherwise, and we have two quick ways to help you get cash when you need it.

A personal loan is a great way to get extra cash when you may need it. A personal loan is done on your signature without collateral. We currently offer a Personal Loan Special as low as 8.99% APR* for 18 months up to $10,000

*APR=Annual Percentage Rate as low as 8.99% APR* for 18 months up to $10,000 is good for qualified borrowers. There are other rates and terms available. The monthly payment for a $1,000 loan at 8.99% APR* for a 18 month term is $59.60.  The APR advertised is “as low as” and may change due to credit score and additional charges.

 

Signature Loan

Borrowing limits for an unsecured personal loan are determined by each individuals’ qualifications.

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Shared/Savings Secured Loan

If you do have a savings account or certificate, you can use your account or certificate as collateral for a Shared Secure Loan. With a low rate and your account as collateral, you’re really paying yourself back.

Fresh Start Loans

If you’re facing no credit or poor credit, our Fresh Start Loans can help you improve your score. A special loan program designed to help members re-establish credit, our Fresh Start loan program combines three micro-loans and a financial education program with Greenpath to help you reset your financial life in less than a year. These small loans have helped members following financial hardship or when personal losses have impacted their credit rating. By borrowing a small amount, for whatever you need, and repaying it on time, we can help you establish or improve your credit score and improve your financial health for future borrowing on bigger purchases.

Greenpath Financial Counseling

We believe that our members live their best lives when they’re in good financial health. That’s why we partnered with the national non-profit organization, GreenPath Financial Wellness. West-Aircomm members can access GreenPath’s one-on-one financial counseling, debt management services, housing services, credit report review, student loan counseling, and other financial education tools to improve and strengthen their financial wellness. Join the hundreds of thousands of people who improve their financial health with GreenPath every year.

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