Investment Rates

Effective March 1, 2018

Savings

Type Minimum Balance Dividend Rate APY*
Share/Savings** $5.00 0.150% 0.150%
Christmas & Vacation Club Accounts $5.00 0.150% 0.150%
Kids’ Account $1.00 0.150% 0.150%
Regular Money Market $2,000.00 0.500% 0.500%
Money Market Special $10,000.00 0.750% 0.750%

*APY=Annual Percentage Yield

** You must maintain a minimum daily balance of $100.00 in your account to obtain the disclosed annual percentage yield.

Certificates

Type Term Minimum Balance Dividend Rate APY*
CD SPECIALS 20 months* $500 1.740% 1.750%
32 months** $500 2.380% 2.400%
Certificate of Deposit*** 3 months $2,500 0.300% 0.300%
6 months $2,500 0.450% 0.450%
12 months $500 1.440% 1.450%
24 months $500 1.640% 1.650%
30 months $500 1.740% 1.750%
Youth Certificate*** 18 months $100 1.490% 1.500%
Roth IRA Certificate of Deposit*** 6 months $500 0.450% 0.450%
12 months $500 1.440% 1.450%
24 months $500 1.640% 1.650%
30 months $500 1.740% 1.750%
Roth Money Market IRA Account $10 1.000% 1.000%
Educational Money Market IRA Account $10 1.000% 1.000%
Traditional IRA Money Market Account $10 1.000% 1.000%
Traditional IRA Certificate of Deposit*** 12 months $500 1.440% 1.450%
24 months $500 1.640% 1.650%
30 months $500 1.740% 1.750%

*Maximum investment amount is $225,000. A $500 minimum deposit is required to open. A penalty may be imposed for early withdrawal. 50% of the funds used to open the certificate must not already be on deposit with West-Aircomm Federal Credit Union. Certificate will automatically renew to a 24-month certificate upon maturity.

**Maximum investment amount is $225,000. A $500 minimum deposit is required to open. A penalty may be imposed for early withdrawal. 50% of the funds used to open the certificate must not already be on deposit with West-Aircomm Federal Credit Union. Certificate will automatically renew to a 30-month certificate upon maturity.

***There may be a penalty for early withdrawal

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