Investment Rates

Effective November 14, 2019

Savings

Type Minimum Balance Dividend Rate APY*
Share/Savings** $5.00 0.150% 0.150%
Christmas & Vacation Club Accounts $5.00 0.150% 0.150%
Kids’ Account $5.00 0.150% 0.150%
Regular Money Market $2,000.00 0.500% 0.500%
Money Market Special $10,000.00 0.750% 0.750%

*APY=Annual Percentage Yield

** You must maintain a minimum daily balance of $100.00 in your account to obtain the disclosed annual percentage yield.

Certificates

Type Term Minimum Balance Dividend Rate APY*
Certificate of Deposit* 3 months $2,500 1.190% 1.200%
6 months $2,500 1.190% 1.200%
12 months $500 1.290% 1.300%
24 months $500 1.390% 1.400%
30 months $500 1.390% 1.400%
Youth Certificate* 18 months $100 1.340% 1.350%
Roth IRA Certificate of Deposit* 12 months $500 1.290% 1.300%
24 months $500 1.390% 1.400%
30 months $500 1.390% 1.400%
Roth Money Market IRA Account** $10 1.240% 1.250%
Educational Money Market IRA Account** $10 1.240% 1.250%
Traditional IRA Money Market Account** $10 1.240% 1.250%
Traditional IRA Certificate of Deposit* 12 months $500 1.290% 1.300%
24 months $500 1.390% 1.400%
30 months $500 1.390% 1.400%

*There may be a penalty for early withdrawal
**Under 59 1/2: A withdrawal on the quarter does not have a penalty. If a withdrawal is done between the quarter, there is a 30-day interest penalty.

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