Investment Rates

Effective April 1, 2020

Savings

Type Minimum Balance Dividend Rate APY*
Share/Savings** $5.00 0.150% 0.150%
Christmas & Vacation Club Accounts $5.00 0.150% 0.150%
Kids’ Account $5.00 0.150% 0.150%
Money Market $2,000.00 0.300% 0.300%
$10,000.00 0.400% 0.400%
$50,000.00 0.450% 0.4500%
$100,000.00 0.500% 0.500%

*APY=Annual Percentage Yield

** You must maintain a minimum daily balance of $100 in your account to obtain the disclosed annual percentage yield.

Certificates

Type Term Minimum Balance Dividend Rate APY*
Certificate of Deposit* 3 months $2,500 0.300% 0.300%
  6 months $2,500 0.500% 0.500%
  12 months $500 0.600% 0.600%
  24 months $500 0.650% 0.650%
  30 months $500 0.650% 0.650%
Youth Certificate* 18 months $100 0.850% 0.850%
Roth IRA Certificate of Deposit* 12 months $500 0.600% 0.600%
  24 months $500 0.650% 0.650%
  30 months $500 0.650% 0.650%
Roth Money Market IRA Account** $10 0.850% 0.850%
Educational Money Market IRA Account** $10 0.850% 0.850%
Traditional IRA Money Market Account** $10 0.850% 0.850%

*There may be a penalty for early withdrawal
**Under 59 1/2: A withdrawal on the quarter does not have a penalty. If a withdrawal is done between the quarter, there is a 30-day interest penalty.

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