Investment Rates

Effective January 22, 2024

Savings

Type

Minimum Balance

Dividend Rate

APY*

Share/Savings** $5.00 0.05% 0.05%
Christmas & Vacation Club Accounts $5.00 0.05% 0.05%
Kids’ Account $5.00 0.05% 0.05%
Money Market $100.00 0.25% 0.25%
$2,000.00 0.35% 0.35%
$10,000.00 0.45% 0.45%
$50,000.00 0.55% 0.55%
$100,000.00 0.75% 0.75%

* APY=Annual Percentage Yield

** You must maintain a minimum daily balance of $100 in your account to obtain the disclosed annual percentage yield.

Certificates

Type

Term

Minimum Balance

Dividend Rate

APY*

Certificate* 91 days $2,500 0.35% 0.35%
  6 months $2,500 0.80% 0.80%
         
  12 months $500 2.23% 2.25%
Certificate Special*** 14 months $1000  4.91% 5.00%
Certificate Special**** 7 Months $1000 5.18% 5.30%
  24 months $500 2.23% 2.25%
  30 months $500 2.23% 2.25%
Youth Certificate* 18 months $100 2.28%  2.30%
Roth/Traditional IRA Certificate* 12 months $500 2.23% 2.25%
  24 months $500 2.23%  2.25%
  30 months $500 2.23% 2.25%
Roth Money Market IRA Account** $10 1.00% 1.00%
Educational Money Market IRA Account  – $10 1.00% 1.00%
*Fees could reduce the earnings on the account. There may be a penalty for early withdrawal.

**Under 59 1/2: A withdrawal on the quarter does not have a penalty. If a withdrawal is done between the quarter, there is a 30-day interest penalty.

***Annual Percentage Yield (APY) assumes principal and interest remain on deposit. Dividends will be paid quarterly, at maturity, and will be compounded. A $1,000 minimum deposit is required to open. A penalty may be imposed for early withdrawal. Signature required. Certificate will automatically renew to a 12-month certificate upon maturity. This is a limited time offer that could end at any time.
****Annual Percentage Yield (APY) assumes principal and interest remain on deposit. Interest is accrued daily and paid out monthly to a share account. A $1,000 minimum deposit is required to open. A penalty may be imposed for early withdrawal. Signature required. 50% of the funds used to open the certificate must not already be on deposit with West-Aircomm Federal Credit Union. Certificate will automatically renew to a 12-month certificate upon maturity. This is a limited time offer that could end at any time.