Investment Rates

Effective November 7, 2017

Savings

Type Minimum Balance Dividend Rate APY*
Share/Savings** $5.00 0.150% 0.150%
Christmas & Vacation Club Accounts $5.00 0.150% 0.150%
Kids’ Account $1.00 0.150% 0.150%
Regular Money Market $2,000.00 0.450% 0.450%
Money Market Special $10,000.00 0.700% 0.700%

*APY=Annual Percentage Yield

** You must maintain a minimum daily balance of $100.00 in your account to obtain the disclosed annual percentage yield.

Certificates

Type Term Minimum Balance Dividend Rate APY*
Certificate of Deposit** 3 months $2,500 0.300% 0.300%
6 months $2,500 0.450% 0.450%
12 months $500 1.000% 1.000%
24 months $500 1.340% 1.350%
30 months $500 1.490% 1.500%
Youth Certificate** 18 months $100 1.050% 1.050%
Roth IRA Certificate of Deposit** 6 months $500 0.400% 0.400%
12 months $500 0.900% 0.900%
24 months $500 1.340% 1.350%
30 months $500 1.490% 1.500%
Roth Money Market IRA Account $10 0.750% 0.750%
Educational Money Market IRA Account $10 0.750% 0.750%
Traditional IRA Money Market Account $10 0.750% 0.750%
Traditional IRA Certificate of Deposit** 12 months $500 1.000% 1.000%
24 months $500 1.340% 1.350%
30 months $500 1.490% 1.500%

*APY=Annual Percentage Yield

** There may be a penalty for early withdrawal

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