Investment Rates
Effective January 22, 2024
Savings
Type |
Minimum Balance |
Dividend Rate |
APY* |
---|---|---|---|
Share/Savings** | $5.00 | 0.05% | 0.05% |
Christmas & Vacation Club Accounts | $5.00 | 0.05% | 0.05% |
Kids’ Account | $5.00 | 0.05% | 0.05% |
Money Market | $100.00 | 0.25% | 0.25% |
$2,000.00 | 0.35% | 0.35% | |
$10,000.00 | 0.45% | 0.45% | |
$50,000.00 | 0.55% | 0.55% | |
$100,000.00 | 0.75% | 0.75% |
* APY=Annual Percentage Yield
** You must maintain a minimum daily balance of $100 in your account to obtain the disclosed annual percentage yield.
Certificates
Type |
Term |
Minimum Balance |
Dividend Rate |
APY* |
---|---|---|---|---|
Certificate* | 91 days | $2,500 | 0.35% | 0.35% |
6 months | $2,500 | 0.80% | 0.80% | |
12 months | $500 | 2.23% | 2.25% | |
Certificate Special*** | 14 months | $1000 | 4.91% | 5.00% |
Certificate Special**** | 7 Months | $1000 | 5.18% | 5.30% |
24 months | $500 | 2.23% | 2.25% | |
30 months | $500 | 2.23% | 2.25% | |
Youth Certificate* | 18 months | $100 | 2.28% | 2.30% |
Roth/Traditional IRA Certificate* | 12 months | $500 | 2.23% | 2.25% |
24 months | $500 | 2.23% | 2.25% | |
30 months | $500 | 2.23% | 2.25% | |
Roth Money Market IRA Account** | – | $10 | 1.00% | 1.00% |
Educational Money Market IRA Account | – | $10 | 1.00% | 1.00% |
***Annual Percentage Yield (APY) assumes principal and interest remain on deposit. Dividends will be paid quarterly, at maturity, and will be compounded. A $1,000 minimum deposit is required to open. A penalty may be imposed for early withdrawal. Signature required. Certificate will automatically renew to a 12-month certificate upon maturity. This is a limited time offer that could end at any time.
****Annual Percentage Yield (APY) assumes principal and interest remain on deposit. Interest is accrued daily and paid out monthly to a share account. A $1,000 minimum deposit is required to open. A penalty may be imposed for early withdrawal. Signature required. 50% of the funds used to open the certificate must not already be on deposit with West-Aircomm Federal Credit Union. Certificate will automatically renew to a 12-month certificate upon maturity. This is a limited time offer that could end at any time.