Investment Rates

Effective March 15, 2017
Savings

Type Minimum Balance Dividend Rate APY*
Share/Savings** $5.00 0.150% 0.150%
Christmas & Vacation Club Accounts $5.00 0.150% 0.150%
Kids’ Account $1.00 0.150% 0.150%
Regular Money Market $2,000.00 0.250% 0.250%
Money Market Special $10,000.00 0.500% 0.500%

*APY=Annual Percentage Yield

** You must maintain a minimum daily balance of $100.00 in your account to obtain the disclosed annual percentage yield.

Certificates

Type Term Minimum Balance Dividend Rate APY*
Certificate of Deposit** 3 months $2,500 0.300% 0.300%
6 months $2,500 0.400% 0.400%
12 months $500 0.850% 0.850%
24 months $500 1.290% 1.300%
30 months $500 1.440% 1.450%
Youth Certificate** 18 months $100 0.900% 0.900%
Roth IRA Certificate of Deposit** 6 months $500 0.400% 0.400%
12 months $500 0.850% 0.850%
24 months $500 1.290% 1.300%
30 months $500 1.440% 1.450%
Roth Money Market IRA Account $10 0.700% 0.700%
Educational Money Market IRA Account $10 0.700% 0.700%
Traditional IRA Money Market Account $10 0.700% 0.700%
Traditional IRA Certificate of Deposit** 12 months $500 0.850% 0.850%
24 months $500 1.290% 1.300%
30 months $500 1.440% 1.450%

*APY=Annual Percentage Yield

** There may be a penalty for early withdrawal

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