Investment Rates

Effective June 19, 2018

Savings

Type Minimum Balance Dividend Rate APY*
Share/Savings** $5.00 0.150% 0.150%
Christmas & Vacation Club Accounts $5.00 0.150% 0.150%
Kids’ Account $1.00 0.150% 0.150%
Regular Money Market $2,000.00 0.500% 0.500%
Money Market Special $10,000.00 0.750% 0.750%

*APY=Annual Percentage Yield

** You must maintain a minimum daily balance of $100.00 in your account to obtain the disclosed annual percentage yield.

Certificates

Type Term Minimum Balance Dividend Rate APY*
CD Special** 14 months $500 1.980% 2.000%
Certificate of Deposit* 3 months $2,500 1.000% 1.000%
6 months $2,500 1.250% 1.250%
12 months $500 1.640% 1.650%
24 months $500 1.840% 1.850%
30 months $500 2.180% 2.200%
Youth Certificate* 18 months $100 1.690% 1.700%
Roth IRA Certificate of Deposit* 6 months $500 1.250% 1.250%
12 months $500 1.540% 1.550%
24 months $500 1.840% 1.850%
30 months $500 2.180% 2.200%
Roth Money Market IRA Account $10 1.240% 1.250%
Educational Money Market IRA Account $10 1.240% 1.250%
Traditional IRA Money Market Account $10 1.240% 1.250%
Traditional IRA Certificate of Deposit* 12 months $500 1.640% 1.650%
24 months $500 1.840% 1.850%
30 months $500 2.180% 2.200%

*There may be a penalty for early withdrawal
**Offer is for a limited time and can be withdrawn at any time. A minimum opening balance of $500 is required with a maximum of $225,000. After the 14-month certificate matures, the certificate will automatically renew at the current 12-month term.

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