Loan Rates
Effective July 13, 2023
Type |
Term |
APR* |
Payment** |
---|---|---|---|
Personal Loan Special*** | 18 months | 8.99% | $59.60 |
Signature Loan | 36 months | 10.50% | $32.50 |
48 months | 10.99% | $25.84 | |
60 months | 11.99% | $22.24 | |
Savings/Certificate Secured Loan**** | 60 months | WSJ Prime – 1% | |
****Additional terms available up to 10 years. +0.25% for each additional year over 5. | 84 months | WSJ Prime – .50% | |
Home Equity Line of Credit | 12 months | 2.99% | – |
Home Equity | 60 months | 5.49% | $19.10 |
120 months | 5.75% | $10.98 | |
180 months | 5.99% | $8.44 | |
New Vehicle (2022-2023) less than 20,000 miles | 60 months | 7.99% | $20.28 |
72 months | 8.25% | $17.66 | |
Used Vehicle (2014-2021) | 36 months | 8.25% | $31.46 |
60 months | 8.75% | $20.65 | |
Used Vehicle (older than 2014) | 60 months | 9.00% | $20.77 |
New Recreational Vehicle (2019-2023) | 60 months | 7.49% | $20.04 |
84 months | 7.75% | $17.42 | |
120 months | 8.00% | $12.14 | |
Used Recreational Vehicle | 60 months | 8.49% | $20.51 |
84 months | 8.75% | $15.97 | |
New Boats (2019-2023) | 60 months | 7.49% | $20.04 |
84 months | 7.75% | $15.42 | |
Motorcycle (2022-2023) | 60 months | 7.75% | $20.16 |
72 months | 8.00% | $17.54 | |
Used Motorcycle (older than 2021) | 60 months | 8.49% | $20.51 |
West-Aircomm Platinum Visa® Card | 9.50% | ||
West-Aircomm Classic Visa® Card | 12.90%-18% | ||
*After 12 billing cycles, the APR is based on the prime rate with a floor of 3.99%.
*Rates include a .25% discount when set up on auto-pay (not available for HELOC, Fresh Start, Share Secured and promotional loans as a discount is included in rate).
*Rates advertised “as low as” and may change due to credit score and additional charges.
*Consult your tax advisor for interest deductibility. Annual percentage rate (APR) is accurate as of 10/26/2022 and could change without notice. Property insurance required. Title insurance and appraisal may be required. Up to 90% LTV. Other rates and terms available. Subject to WAC’s underwriting standards. No closing costs on loans over $75,000. Discounted closing costs on loans less than $75,000. The monthly payment for 15 years is $8.44 per $1,000 borrowed with a fixed rate of 5.99%. First Position Lien Only. As low as 5.99% for any term up to 15 years.
**Per $1,000 ***APR=Annual Percentage Rate as low as 8.99%. The term is 18 months and for up to $10,000. The APR advertised is “as low as” and may change due to credit score and additional charges.